Assurant

It's amazing how the first 3 posts utilize very comparable wording etc. Ask yourself this, would a legit company need trolls to place positive feedback on sites like this? Assurant is an incompetent company when it comes to health insurance. I had them for 6 months and during that time they did not pay one single bill! I chose a higher deductible however I had copays that were not subject to the deductible yet they still did not pay. First I received the old excuse that they had not been billed yet. Then it was a supposed U&C issue (how can it be U&C if I am in-network with copays????). Long story short, you get what you pay for. Sure, their premiums may be competitive but what are your premiums actually giving you? Nothing! Go with a major carrier like BCBS or United. You will be much better served..

If you are not covered by your employer or any other group, there is no time for tension; you can get covered under the best insurance policy available with Assurant. I was looking for an insurance company when I started with my business to protect my employees. It was by accident that I noticed the name of Assurant. Now I feel that I have delivered my responsibility to my employers by choosing the Assurant health insurance plan for them..

When one goes for insurance policy the first thing they ask is the price and Assurant has the reasonable price which you would love. If you need group health insurance or group life insurance or even group dental insurance, Assurant has it all. It is like a one stop shop where you get all different types of insurance policies. My neighbor has a policy and says that he is very happy with Assurant and he was the one who asked me to go for it. Really Assurant is up to the mark and you can definitely go for it..

The motto for the company lies in the assured services to the clients and their peace and security. Some of the services provided can be studied as creditor-placed homeowner insurance, manufactured housing homeowner insurance, debt protection administration, credit insurance, warranties and extended services contracts. Also, health insurances including individual health, small employer group health, dental insurance are provided at the service of clients. The availability life insurance as well as pre-funded funeral insurance provide extensive choice to the clients..

I never even received my prescription card, so I could never use the prescription coverage I was supposed to have. When I called about this, I was told to pay out of pocket, fill out a claim form, send the receipts...problem was that I didn't have the more than $200 I needed to get all of my prescriptions filled. My claims kept getting denied, come to find out that even though Assurant had collected over $115 for my one month health insurance short-term plan coverage, my policy was listed as "inactive" in their system. I had to call Assurant 5 times to get everything straightened out, and I only had coverage for 30 days. I got the run around and am still dealing with unresolved issues from my short-term plan and receiving medical bills, which state that I "could not be identified as a member" of Assurant. This policy was recommended by the alumni association of my university, and I contacted them to strongly encourage that they discontinue endorsing Assurant via GradMed. Do yourself a favor and avoid this incompetent company..

Because of the "reasonable" wording in the policy. I am constantly haveing to pay more out of pocket then they make it seem. I think's it's misleading and dishonest..

Okay signed up, used it and it payed what it said would, however it does not pay for lab work and I have to wait 6 months to get my yearly exam. I just found out my ER visit will be subject to the deductible. I do have a 24 month rate guarantee, however I am not happy about the prescription drug card or the 4 doctor visits I have a year at $35 a pop that does not pay for lab or x-rays....We shall see..

The rep. was not honest about what we had in coverage..

VERY GOOD INSURANCE AND PRICE COMPARABLE TO MOST.

What a shame that people would not use this site as it was intended... to help the public make an important decision based on valid information. Well let me be the first. I recently took a policy with Assurant after a friend of mine took one out. WHile I have not had the opportunity to use my policy, or should I say, that I have been blessed to not have a need to use it, I can say that my neighbor had a fantastic experience with them. After suffering an accidental injury that yielded over $12k in medical bills my friend only paid $100 out of his pocket because these policies have some sort of special accident coverage where the person who has the policy only pays $100 regardless of what the bill actually was for an accident..